2027 Commercial Banking Early Career Development Program (CA/CO)

About the role

About this role:   Wells Fargo is seeking talent to join the 202 7   Commercial Banking Early Career Development Program. Learn more about the career areas and lines of business at   wellsfargojobs.com.     Program Overview:     Commercial Banking   provides   credit, treasury management, and corporate and investment banking solutions to businesses with   sales generally   greater than   $ 25   million. T he Commercial Banking Early Career Development Program is   a two-year program where you will gain exposure to the various Commercial Banking lines of business and their partners while supporting dedicated teams through four six-month rotations.   The program will promote professional development and   business   skill s   acquisition through   on-the-job   experience as well as formal in-person and virtual training, including a   foundational   introduction to credit and   banking   fundamentals.      In the Commercial Banking Early Career Development   P rogram,   you will:    Rotate across several   Commercial Banking   business   areas   to acquire diverse experience s   and   insights   as well as determine the roles that align to your career interests.   You may be involved in sales, credit,   product,   or strategic activities   such as:   Participating in the sourcing, structuring, underwriting, and execution of low complexity multi-million-dollar credit transactions as an active member of the deal team.   Conduct ing   due diligence, analyzing financial statements, building financial models, and determining risk ratings to prepare comprehensive memos that support credit recommendations.     Leveraging market, industry, and company research and analysis along with product knowledge to ensure the success of business development efforts.    Receiving direction from supervisor s   and exercising independent judgment and accountability while working with teams on a variety of tasks, including compliance and risk management responsibilities.    Collaborating and consulting with colleagues and managers to complete deliverables, resolve issues, and help deliver business initiatives, communications, and other materials to internal stakeholders and clients.     Program   S tructure:   You will begin the program in one of our 13 regional locations. Following the foundational training, you will enter your first of four six-month rotations in select business areas over the course of two years.   Analysts will complete rotations in sales, product, or strategy, along with two credit-focused rotations. One during the first year and another during the second year.     Post   P rogram:   The Commercial Banking Early Career Development Program is designed to   promote   a long-term career at Wells Fargo   through broad exposure to the business and its career paths as well as professional and technical development. After successfully completing the program, analysts   will be prepared for a multitude of roles, including Relationship Manager, Business Development Officer, Portfolio Manager, Business Execution   C onsultant,   Credit Product Sales Specialist,   Credit Product Portfolio Specialist,   and   o thers.      Ideal   c andidate s   for   t his   r ole must have the following:    Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex   environment.   Solid problem solving and decision-making   skills.   Strong analytical skills with high attention to detail and accuracy.   Initiative and   proactive   to be an e nergetic   self-starter.     Curiosity   and a genuine interest in learning and growth.     Ability to work effectively in a team environment and across all organizational levels, where flexibility, collaboration, and adaptability are   important.     Required Qualifications, US:    6+ months of work experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience,   education.     Desired Qualifications:    Must be currently pursuing a b achelor's degree with an expected graduation date   between   December 202 6   or May/June 202 7. All majors welcome.   Excellent verbal, written, and interpersonal communication skills.   Intermediate Microsoft Office (Word, Excel, Outlook, and PowerPoint) skills.     Ability to work effectively, as well as independently, in a collaborative, change driven environment.   Involvement in extracurricular enrichment activities through one or more of the following: volunteerism, student organization involvement, study abroad program(s), leadership position(s), non-profit involvement.   Demonstrated knowledge, interest and/or experience in finance,   accounting, and   sales.   Familiarity with AI powered productivity tools (such as chat-based assistants and built in features like Microsoft Copilot) to support everyday tasks including research, organizing information, and creating presentations with a strong interest in learning and using these tools responsibly.   Program Locations: Los Angeles, CA; San Diego, CA Offers are made for a specific office location, based on candidate preference and business needs. Analysts will be notified of their specific Commercial Banking business placement prior to the program start.  Pay Range: Los Angeles, CA: $96,000/year  San Diego, CA: $96,000/year Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation, and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.   #earlycareers Pay Range   Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities. $78,000.00 - $108,000.00 Benefits Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit  Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees. Health benefits 401(k) Plan Paid time off Disability benefits Life insurance, critical illness insurance, and accident insurance Parental leave Critical caregiving leave Discounts and savings Commuter benefits Tuition reimbursement Scholarships for dependent children Adoption reimbursement Posting End Date: 18 Sep 2026 * Job posting may come down early due to volume of applicants. We Value Equal Opportunity Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements. Applicants with Disabilities To request a medical accommodation during the application or interview process, visit  Disability Inclusion at Wells Fargo. Drug and Alcohol Policy   Wells Fargo maintains a drug free workplace.  Please see our Drug and Alcohol Policy to learn more. Wells Fargo Recruitment and Hiring Requirements: a. Third-Party recordings are prohibited unless authorized by Wells Fargo. b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.